The Service Contract Report
Staged edition. Company facts read through October 16, 2026. Published by OwnersFirm.

Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. This table carries no paid card. Every row, Click 4 Coverage's included, is scored by the same published rules. No other company on this page paid to appear.

A cut of the provider table

12 vehicle service contract companies compared, term by term

The twelve highest scorers side by side on money-back period, waiting period, deductible, transferability, sample contract and roster listings. A data table with no paid card.

A plain data table: the twelve highest-scoring companies with the terms each one prints. "Not published" means we looked on the company's own pages and did not find it.

Twelve highest scores, ties alphabetical.
#CompanyScoreMoney-backWaiting periodDeductibleTransferableSample contract onlineState rosters
1olive90/10030 daysnone9 deductible options; amounts not publishedyesyes4 of 4 (TX, MN, NY, NV)
2Endurance87/10030 days30 days and 1,000 mi$100 standard if no deductible is stated on the application pageyesyes3 of 4 (TX, MN, NY)
3Everything Breaks85/10030 days30 days and 1,000 miDisappearing deductible: $500 first 30 days, $400 days 31-60, $300 days 61-90, $100 to 24 months, then $0 if no prior paid claimsyesyes4 of 4 (TX, MN, NY, NV)
4Omega Auto Care72/10030 daysnot published$100 per repair visit in the Exclusionary sample; site says deductible waived at RepairPal certified shopsyesyes4 of 4 (TX, MN, NY, NV)
5Select Auto Protect63/10030 days30 days and 1,000 minot publishedyesyes0 of 4
6Click 4 Coverage advertiser60/10030 days30 days$0 deductible options; other amounts not publishedyesno0 of 4
7Route 66 Extended Warranty58/10030 daysnone$0 deductible on all plansyesno0 of 4
8Alpha Warranty Services53/100not publishednone$100 deductible (Powertrain Plus); optional $100 disappearing deductible on some programsyesno4 of 4 (TX, MN, NY, NV)
9Empire Auto Protect50/10030 days30 days and 1,000 miDeductible-based and deductible-free plans; no dollar amounts printedyesno0 of 4
10autopom!45/10030 days30 days and 1,000 minot publishedyesno0 of 4
11GWC Warranty45/100not publishednonenot publishedyesno3 of 4 (TX, MN, NY)
12Fidelity Warranty Services42/100not publishednot published$0, $50, $100 or $250 per repair visityesno3 of 4 (TX, MN, NY)