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A cut of the provider table
Service contract providers that take high-mileage cars, ranked by maximum vehicle age
Real maximum vehicle age (years) data for 6 vsc providers, pulled October 2026.
The Service Contract Report ranked 6 vsc providers in yes, sorted by maximum vehicle age (years). Every number below comes straight from the source data, not an estimate.
1. Alpha Warranty Services
Maximum vehicle age (years): no age limit, stated in writing
Dealer- and agent-sold obligor (Alpha Warranty Services, Inc. or United Service Protection, Inc. by state); day one coverage; $100 deductible on Powertrain Plus; ABC program eligible for every model year and mileage; no public sample contract.
2. American Dream Auto Protect
Maximum vehicle age (years): 20
Direct by its own words (no obligor named); 30-day money-back; typical 30-day and 1,000-mile wait; up to 20 years and 200,000 miles; Florida OIR consent order Feb 2026 for unlicensed sales.
3. Endurance
Maximum vehicle age (years): 20
Direct provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named.
4. Veritas Global Protection
Maximum vehicle age (years): 20
Dealer-sold administrator with an affiliated obligor; $0 deductible option on Select; eligible up to 250,000 miles and current year plus 20 model years; no sample contract or waiting period published.
5. Omega Auto Care
Maximum vehicle age (years): 15
Direct (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished.
6. olive
Maximum vehicle age (years): 10
Seller; full refund within 30 days; no waiting period; sample contract online; price shown after name, ZIP and email.