A cut of the provider table
Service contract providers registered in Minnesota, ranked by mileage cap at purchase
Real mileage cap at purchase data for 6 vsc providers, pulled November 2026.
The Service Contract Report ranked 6 vsc providers in yes, sorted by mileage cap at purchase. Every number below comes straight from the source data, not an estimate.
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1. Alpha Warranty Services
Mileage cap at purchase: no cap, stated in writing
Dealer- and agent-sold obligor (Alpha Warranty Services, Inc. or United Service Protection, Inc. by state); day one coverage; $100 deductible on Powertrain Plus; ABC program eligible for every model year and mileage; no public sample contract.
2. Endurance
Mileage cap at purchase: no cap, stated in writing
Direct provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named.
3. CarShield
Mileage cap at purchase: 325,000
Direct provider; full refund within 30 days; 30-day, 1,000-mile waiting period; sample contracts online; FTC settlement July 2024.
4. Omega Auto Care
Mileage cap at purchase: 250,000
Direct (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished.
5. Veritas Global Protection
Mileage cap at purchase: 250,000
Dealer-sold administrator with an affiliated obligor; $0 deductible option on Select; eligible up to 250,000 miles and current year plus 20 model years; no sample contract or waiting period published.
6. olive
Mileage cap at purchase: 140,000
Seller; full refund within 30 days; no waiting period; sample contract online; price shown after name, ZIP and email.