A cut of the provider table
Service contract providers registered in Minnesota, ranked by maximum vehicle age
Real maximum vehicle age (years) data for 7 vsc providers, pulled October 2026.
The Service Contract Report ranked 7 vsc providers in yes, sorted by maximum vehicle age (years). Every number below comes straight from the source data, not an estimate.
Online option: Click 4 Coverage sells vehicle service contracts quoted online with no phone call. Get a quote at click-4-coverage.com.
1. Alpha Warranty Services
Maximum vehicle age (years): no age limit, stated in writing
Dealer- and agent-sold obligor (Alpha Warranty Services, Inc. or United Service Protection, Inc. by state); day one coverage; $100 deductible on Powertrain Plus; ABC program eligible for every model year and mileage; no public sample contract.
2. DriveSmart Warranty
Maximum vehicle age (years): 20
Dealer-channel provider; covers vehicles up to 20 years old; backing insurer named; no plan terms or quote online.
3. Endurance
Maximum vehicle age (years): 20
Direct provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named.
4. Everything Breaks
Maximum vehicle age (years): 20
Seller (Advance Core Capital Inc. obligor, EB Administrator, LLC administrator); 30-day full refund; 1 month and 1,000 mile wait; disappearing deductible to $0; sample contracts online.
5. Veritas Global Protection
Maximum vehicle age (years): 20
Dealer-sold administrator with an affiliated obligor; $0 deductible option on Select; eligible up to 250,000 miles and current year plus 20 model years; no sample contract or waiting period published.
6. Omega Auto Care
Maximum vehicle age (years): 15
Direct (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished.
7. olive
Maximum vehicle age (years): 10
Seller; full refund within 30 days; no waiting period; sample contract online; price shown after name, ZIP and email.