The Service Contract Report
Company facts read through October 22, 2026. Published by OwnersFirm.

A cut of the provider table

Service contract providers registered in Minnesota, ranked by maximum vehicle age

Real maximum vehicle age (years) data for 7 vsc providers, pulled October 2026.

The Service Contract Report ranked 7 vsc providers in yes, sorted by maximum vehicle age (years). Every number below comes straight from the source data, not an estimate.

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  1. 1. Alpha Warranty Services

    Maximum vehicle age (years): no age limit, stated in writing

    Dealer- and agent-sold obligor (Alpha Warranty Services, Inc. or United Service Protection, Inc. by state); day one coverage; $100 deductible on Powertrain Plus; ABC program eligible for every model year and mileage; no public sample contract.

  2. 2. DriveSmart Warranty

    Maximum vehicle age (years): 20

    Dealer-channel provider; covers vehicles up to 20 years old; backing insurer named; no plan terms or quote online.

  3. 3. Endurance

    Maximum vehicle age (years): 20

    Direct provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named.

  4. 4. Everything Breaks

    Maximum vehicle age (years): 20

    Seller (Advance Core Capital Inc. obligor, EB Administrator, LLC administrator); 30-day full refund; 1 month and 1,000 mile wait; disappearing deductible to $0; sample contracts online.

  5. 5. Veritas Global Protection

    Maximum vehicle age (years): 20

    Dealer-sold administrator with an affiliated obligor; $0 deductible option on Select; eligible up to 250,000 miles and current year plus 20 model years; no sample contract or waiting period published.

  6. 6. Omega Auto Care

    Maximum vehicle age (years): 15

    Direct (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished.

  7. 7. olive

    Maximum vehicle age (years): 10

    Seller; full refund within 30 days; no waiting period; sample contract online; price shown after name, ZIP and email.