Paid placement. Click 4 Coverage is a client of OwnersFirm, which publishes this site and is paid when a reader who arrives from it buys coverage. Where a card for it appears on this page, that card is advertising. Its row in any table is scored by the same published rules as every other company. No other company on this page paid to appear.
A cut of the provider table
The 7 best vehicle service contract companies, ranked on published terms
Seven companies at the top of a 100-point rubric built only from what each one prints about itself and what four state rosters and .gov records say about it. One card is paid, and it is labeled.
These are the seven highest scores in the provider file. The order comes from the arithmetic, not from us: each point traces to a page the company published or a state record. If Click 4 Coverage appears below, it is at the row its score earned, tagged advertiser.
| # | Company | Score | Money-back | Waiting period | Sample contract online | Obligor named |
|---|---|---|---|---|---|---|
| 1 | oliveSeller; full refund within 30 days; no waiting period; sample contract online; price shown online. | 4.5 of 5 | 30 days | none | yes | yes |
| 2 | EnduranceDirect provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named. | 4.3 of 5 | 30 days | 30 days and 1,000 mi | yes | yes |
| 3 | Everything BreaksSeller (Advance Core Capital Inc. obligor, EB Administrator, LLC administrator); 30-day full refund; 1 month and 1,000 mile wait; disappearing deductible to $0; sample contracts online. | 4.2 of 5 | 30 days | 30 days and 1,000 mi | yes | yes |
| 4 | Omega Auto CareDirect (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished. | 3.6 of 5 | 30 days | not published | yes | yes |
| 5 | Select Auto ProtectDirect obligor (Select Auto, Inc.); 30-day money-back; 30-day/1,000-mile waiting period in sample contract; sample contract online; Oklahoma cease-and-desist Jan 2025. | 3.1 of 5 | 30 days | 30 days and 1,000 mi | yes | yes |
| 6 | Click 4 Coverage advertiserSeller; quoted online with no phone call; 30-day waiting period with a full refund inside it; $0 deductible options. | 3.0 of 5 | 30 days | 30 days | no | no |
| 7 | Route 66 Extended WarrantySold only through financial institutions; $0 deductible; 30-day money-back then pro-rata refund; coverage starts on purchase day; insured by American Bankers Insurance Company. | 2.9 of 5 | 30 days | none | no | yes |